how to live, travel and explore the world from your van




VANABODE Forum
Sign up Calendar Latest Topics Chat
 
 
 


Reply
  Author   Comment  
Jondoe

Avatar / Picture

Junior Member
Registered:
Posts: 5
 #1 

One thing that was not addressed in your book was health care. This is another reason why I hesitate starting my retirement even earlier. Perhaps you could write another chapter on what you do about healthcare.

For example, I had a hernia operation earlier this year, also I have had my appendix removed. I am in very good physical shape as I am a runner. However, sometimes these things happen. Fortunately, I have excellent health care insurance so I was covered from a major expense. How do you handle these things while Vanaboding?

0
journeyman

Avatar / Picture

Administrator
Registered:
Posts: 47
 #2 

In this country you have to choose how YOU want to handle healthcare. That decision has nothing to do with whether you Vanabode or not. I pay when I need a doctor. Some simply go to the emergency rooms of public hospitals. Some buy private healthcare. Many self employed folks buy into private healthcare specifically designed for small businesses. Besides supposedly the US government will be answering your question real soon.

IF staying at your job is WORTH the comforts and payouts of the healthcare benefits alone then by all means stay employed and Vanabode or rv travel during your summers off. Otherwise there are many ways to care for yourself without looking to your employer to do it.


__________________
Contact Jason http://www.vanabode.com/contact.htm
0
jasonodom

Avatar / Picture

Jason Odom
Registered:
Posts: 99
 #3 
Last year We signed up for affordable health care marketplace insurance via the US government in Florida under the SILVER level - DO NOT go through the BRONZE plans even though they SEEM cheaper - they are NOT!) With the Silver Plans our max out of pocket for the year per FAMILY is just $800! It would not be prudent to post the actual premium I pay, but I would NEVER tell you to check it out if it was not absolutely the best insurance and price I have ever had. Sincerely Jason Odom
__________________
http://www.vanabode.com
0
hkutcher

Junior Member
Registered:
Posts: 6
 #4 
I would be happy to go without health insurance completely, however, my husband is concerned about emergencies and catastrophes. As atheists, we do not qualify for Christian health cost sharing services (see below) and private insurance is $800-1000/month, ridiculous. Have you heard of any options there? I don't use prescriptions or see doctors (except for occasional chiropractic and dental cleanings), but my husband is a "regular" and uses prescriptions. How do you and other traveling folks handle healthcare?

Christian health cost sharing providers
0
jasonodom

Avatar / Picture

Jason Odom
Registered:
Posts: 99
 #5 

On health insurance I can happily say this is the SECOND year we have had incredibly good insurance through the Affordable Care Act and the government is crediting us for 80% of the premium so we only pay about  20% of the premium for a ZERO deductible SILVER plan - see private insurance for last years comments.


__________________
http://www.vanabode.com
0
hkutcher

Junior Member
Registered:
Posts: 6
 #6 
I did find one more health sharing service, which is more lenient on qualification (don't need a note from a pastor, enough to just self-identify with values), but may not qualify for an Obamacare exemption (since it has not been operating long enough).

http://altruahealthshare.org/how-it-works/
http://selfpaypatient.com/2013/12/13/make-that-five-sharing-ministries/
0
Previous Topic | Next Topic
Print
Reply

Quick Navigation:

Easily create a Forum Website with Website Toolbox.

click to buy Vanabode which shows you how to happily live, travel and camp in your van forever on $20 a day

Home     Contact Us     Copyright © 2007-2011      Privacy Policy      Terms and Conditions      Media Press      Affiliate